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Your Sherpa
Your Guide to Financial Literacy
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Jeff Tyburski
Jan 20, 20222 min read
Set Your Sights on 30
Repeat after me “1, 2, 4, 8”. Again, “1, 2, 4, 8”. Commit it to memory, “1, 2, 4, 8”. What am I up to? I’ll spare you the underlying...
Jeff Tyburski
Apr 8, 20212 min read
What I mean when I say I'm "Your Financial Sherpa"
A sherpa provides expert guidance on Himalayan climbs. A sherpa prepares, teaches, and supports the climber before and along the journey....
Jeff Tyburski
Mar 30, 20212 min read
"Nobody owes you a career", Andy Grove, founder of Intel
Today, the uncertainty of the employment environment is less about staying employed and more about staying employable. I want to share...
Jeff Tyburski
Mar 28, 20211 min read
Start Young
This will be the shortest blog post ever. I want it short so you can memorize it. Start (becoming financially literate and saving money)...
Jeff Tyburski
Mar 19, 20211 min read
March Sadness - People don't realize they NEED compounding
It is exciting to think of money working for you, compounding and growing! Perhaps this excitement offsets some of the dread you...
Jeff Tyburski
Mar 17, 20212 min read
COVID exposed EXISTING trends in personal finance
COVID, of course, is a global health emergency. But, it is also an economic emergency due to lost jobs and incomes, small business...
Jeff Tyburski
Mar 15, 20211 min read
Why do you keep buying that $125,000 coffee?
Seriously, that daily, fancy $4 coffee may in fact cost you $125,000. It is so easy for a non-coffee drinker to pick on the obligatory $4...
Jeff Tyburski
Mar 13, 20211 min read
There is nothing more expensive than a free kitten!
As I write, Marshmellow (intentionally spelled wrong, I forget why) is at the pet hospital. I am being a bit loose with the title...
Jeff Tyburski
Mar 12, 20212 min read
Be honest - How many adults really change bad habits? Let's help kids form good habits young!
I'm a bit cynical, or at least skeptical. I was an engineer, analyst, and portfolio manager for a combined 33 years so I am guilty, at...
Jeff Tyburski
Mar 8, 20211 min read
A BROKEN system perpetuating ever higher costs of college
I think the current process to select a college results in many students and parents making emotional decisions to choose schools they...
Jeff Tyburski
Mar 4, 20211 min read
ROC Your World
ROC your world...ROC is not a typo, though, just ask my kids, I am THE worst speller. ROC stands for rate-of-change. In the context of...
Jeff Tyburski
Mar 2, 20211 min read
Choose a school you can afford!
Sherpa daily guidance...Do we defer to a 17-yr-old, who we love dearly but likely wouldn't completely trust with a long grocery list, a...
Jeff Tyburski
Mar 2, 20212 min read
Have you talked as a family about money today?
Don't worry, Team T, as our friends affectionately refer to us, didn't have daily 'money talks' either. We're just as guilty as the next...
Jeff Tyburski
Feb 28, 20212 min read
Money CAN buy you happiness
Your Sherpa daily guidance...Money CAN buy you happiness. An earlier post talked about a potential virtuous cycle in life…achieve...
Jeff Tyburski
Feb 28, 20211 min read
Lessons from how I did NOT pursue my passions.
Your Sherpa daily guidance...You can't save money if you don't earn money. As the old expression goes, "do a job you love, and you will...
Jeff Tyburski
Feb 26, 20211 min read
Google "bankrupt celebrities"...
I believe there is a potential virtuous cycle in life. If you achieve financial goals, you tend to be able to take more control of your...
Jeff Tyburski
Feb 25, 20212 min read
Student loan cancellation is far more complicated than headlines suggest.
This post is less about me proposing a solution or expressing an opinion and more about trying to come up with the right questions we all...
Jeff Tyburski
Feb 24, 20211 min read
A Formula for Success (literally, a formula)
Here is a formula to try to live by: Income - Savings - Needs = Wants This seemingly simple formula actually is saying a lot: - Save...
Jeff Tyburski
Feb 23, 20212 min read
"Dad, can you front me some money until I get paid? Sorry, I did it again…I saved too much."
Today's 'fit' in overall framework: Your Sherpa teams up with parents to help produce future-ready young adults. First, we create a...
Jeff Tyburski
Feb 22, 20212 min read
What's your butter?
The big picture: Your Sherpa teams up with parents to help produce future-ready young adults. First, we create a sense of urgency over...
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