<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Your Sherp, LLC]]></title><description><![CDATA[Financial Literacy Educational Service
Your Sherpa - Your Guide to Saving Money]]></description><link>https://www.yourfinancialsherpa.com/blog</link><generator>RSS for Node</generator><lastBuildDate>Mon, 07 Sep 2026 12:50:25 GMT</lastBuildDate><atom:link href="https://www.yourfinancialsherpa.com/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Set Your Sights on 30]]></title><description><![CDATA[Repeat after me “1, 2, 4, 8”. Again, “1, 2, 4, 8”. Commit it to memory, “1, 2, 4, 8”. What am I up to? I’ll spare you the underlying...]]></description><link>https://www.yourfinancialsherpa.com/post/set-your-sights-on-30</link><guid isPermaLink="false">61e9bd08eae1b60016e5d651</guid><pubDate>Thu, 20 Jan 2022 19:54:05 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/f1f2df_e8a297eb265745a797426464a37b3ff5~mv2.png/v1/fit/w_611,h_433,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jeff Tyburski</dc:creator></item><item><title><![CDATA[What I mean when I say I'm "Your Financial Sherpa"]]></title><description><![CDATA[A sherpa provides expert guidance on Himalayan climbs. A sherpa  prepares, teaches, and supports the climber before and along the journey....]]></description><link>https://www.yourfinancialsherpa.com/post/what-i-mean-when-i-say-i-m-your-financial-sherpa</link><guid isPermaLink="false">606f2a06e319720015067382</guid><pubDate>Thu, 08 Apr 2021 16:14:42 GMT</pubDate><dc:creator>Jeff Tyburski</dc:creator></item><item><title><![CDATA["Nobody owes you a career", Andy Grove, founder of Intel]]></title><description><![CDATA[Today, the uncertainty of the employment environment is less about staying employed and more about staying employable. I want to share...]]></description><link>https://www.yourfinancialsherpa.com/post/nobody-owes-you-a-career-andy-grove-founder-of-intel</link><guid isPermaLink="false">60637bb35778e60015b414c0</guid><pubDate>Tue, 30 Mar 2021 19:55:28 GMT</pubDate><dc:creator>Jeff Tyburski</dc:creator></item><item><title><![CDATA[Start Young]]></title><description><![CDATA[This will be the shortest blog post ever.  I want it short so you can memorize it. Start (becoming financially literate and saving money)...]]></description><link>https://www.yourfinancialsherpa.com/post/start-young</link><guid isPermaLink="false">6060d6c04ae6f30015810941</guid><pubDate>Sun, 28 Mar 2021 19:21:18 GMT</pubDate><dc:creator>Jeff Tyburski</dc:creator></item><item><title><![CDATA[March Sadness - People don't realize they NEED compounding]]></title><description><![CDATA[It is exciting to think of money working for you, compounding and growing!  Perhaps this excitement offsets some of the dread you...]]></description><link>https://www.yourfinancialsherpa.com/post/march-sadness-people-don-t-realize-they-need-compounding</link><guid isPermaLink="false">6055017e27407300153f501b</guid><pubDate>Fri, 19 Mar 2021 20:36:09 GMT</pubDate><dc:creator>Jeff Tyburski</dc:creator></item><item><title><![CDATA[COVID exposed EXISTING trends in personal finance]]></title><description><![CDATA[COVID, of course, is a global health emergency.  But, it is also an economic emergency due to lost jobs and incomes, small business...]]></description><link>https://www.yourfinancialsherpa.com/post/covid-exposed-existing-trends-in-personal-finance</link><guid isPermaLink="false">6051d85bfec1f8004129b606</guid><pubDate>Wed, 17 Mar 2021 10:50:43 GMT</pubDate><dc:creator>Jeff Tyburski</dc:creator></item><item><title><![CDATA[Why do you keep buying that $125,000 coffee?]]></title><description><![CDATA[Seriously, that daily, fancy $4 coffee may in fact cost you $125,000. It is so easy for a non-coffee drinker to pick on the obligatory $4...]]></description><link>https://www.yourfinancialsherpa.com/post/why-do-you-keep-buying-that-125-000-coffee</link><guid isPermaLink="false">604fc26287c39d00573d8026</guid><pubDate>Mon, 15 Mar 2021 20:35:38 GMT</pubDate><dc:creator>Jeff Tyburski</dc:creator></item><item><title><![CDATA[There is nothing more expensive than a free kitten!]]></title><description><![CDATA[As I write, Marshmellow (intentionally spelled wrong, I forget why) is at the pet hospital.  I am being a bit loose with the title...]]></description><link>https://www.yourfinancialsherpa.com/post/there-is-nothing-more-expensive-than-a-free-kitten</link><guid isPermaLink="false">604d441c5fe990001558d8bf</guid><pubDate>Sat, 13 Mar 2021 23:10:25 GMT</pubDate><dc:creator>Jeff Tyburski</dc:creator></item><item><title><![CDATA[Be honest - How many adults really change bad habits?  Let's help kids form good habits young! ]]></title><description><![CDATA[I'm a bit cynical, or at least skeptical.  I was an engineer, analyst, and portfolio manager for a combined 33 years so I am guilty, at...]]></description><link>https://www.yourfinancialsherpa.com/post/be-honest-how-many-adults-really-change-bad-habits-let-s-help-kids-form-good-habits-young</link><guid isPermaLink="false">604a6f745fefb20041797bfb</guid><pubDate>Fri, 12 Mar 2021 13:30:08 GMT</pubDate><dc:creator>Jeff Tyburski</dc:creator></item><item><title><![CDATA[A BROKEN system perpetuating ever higher costs of college]]></title><description><![CDATA[I think the current process to select a college results in many students and  parents making emotional decisions to choose schools they...]]></description><link>https://www.yourfinancialsherpa.com/post/a-broken-system-perpetuating-ever-higher-costs-of-college</link><guid isPermaLink="false">60462d14b649e3001520738b</guid><pubDate>Mon, 08 Mar 2021 17:53:47 GMT</pubDate><dc:creator>Jeff Tyburski</dc:creator></item><item><title><![CDATA[ROC Your World]]></title><description><![CDATA[ROC your world...ROC is not a typo, though, just ask my kids, I am THE worst speller.  ROC stands for rate-of-change.  In the context of...]]></description><link>https://www.yourfinancialsherpa.com/post/roc-your-world</link><guid isPermaLink="false">6040c3fd4db38500570afd8f</guid><pubDate>Thu, 04 Mar 2021 11:36:32 GMT</pubDate><dc:creator>Jeff Tyburski</dc:creator></item><item><title><![CDATA[Choose a school you can afford!]]></title><description><![CDATA[Sherpa daily guidance...Do we defer to a 17-yr-old, who we love dearly but likely wouldn't completely trust with a long grocery list, a...]]></description><link>https://www.yourfinancialsherpa.com/post/choose-a-school-you-can-afford</link><guid isPermaLink="false">603eb8be0ba9e500155d2252</guid><pubDate>Tue, 02 Mar 2021 22:17:04 GMT</pubDate><dc:creator>Jeff Tyburski</dc:creator></item><item><title><![CDATA[Have you talked as a family about money today?]]></title><description><![CDATA[Don't worry, Team T, as our friends affectionately refer to us, didn't have daily 'money talks' either.  We're just as guilty as the next...]]></description><link>https://www.yourfinancialsherpa.com/post/have-you-talked-as-a-family-about-money-today</link><guid isPermaLink="false">603d77e4bc45f50015ad872b</guid><pubDate>Tue, 02 Mar 2021 00:21:09 GMT</pubDate><dc:creator>Jeff Tyburski</dc:creator></item><item><title><![CDATA[Money CAN buy you happiness]]></title><description><![CDATA[Your Sherpa daily guidance...Money CAN buy you happiness. An earlier post talked about a potential virtuous cycle in life…achieve...]]></description><link>https://www.yourfinancialsherpa.com/post/money-can-buy-you-happiness</link><guid isPermaLink="false">603bcfb4e34c4700175ef065</guid><pubDate>Sun, 28 Feb 2021 17:18:00 GMT</pubDate><dc:creator>Jeff Tyburski</dc:creator></item><item><title><![CDATA[Lessons from how I did NOT pursue my passions.]]></title><description><![CDATA[Your Sherpa daily guidance...You can't save money if you don't earn money.  As the old expression goes, "do a job you love, and you will...]]></description><link>https://www.yourfinancialsherpa.com/post/lessons-from-how-i-did-not-pursue-my-passions</link><guid isPermaLink="false">603af365817dee0017fd6cec</guid><pubDate>Sun, 28 Feb 2021 01:43:45 GMT</pubDate><dc:creator>Jeff Tyburski</dc:creator></item><item><title><![CDATA[Google "bankrupt celebrities"...]]></title><description><![CDATA[I believe there is a potential virtuous cycle in life. If you achieve financial goals, you tend to be able to take more control of your...]]></description><link>https://www.yourfinancialsherpa.com/post/google-bankrupt-celebrities</link><guid isPermaLink="false">603957e60bce2b004362ce13</guid><pubDate>Fri, 26 Feb 2021 20:28:01 GMT</pubDate><dc:creator>Jeff Tyburski</dc:creator></item><item><title><![CDATA[Student loan cancellation is far more complicated than headlines suggest.]]></title><description><![CDATA[This post is less about me proposing a solution or expressing an opinion and more about trying to come up with the right questions we all...]]></description><link>https://www.yourfinancialsherpa.com/post/student-loan-cancellation-is-far-more-complicated-than-headlines-suggest</link><guid isPermaLink="false">6037f8b8678384002db20010</guid><pubDate>Thu, 25 Feb 2021 19:26:34 GMT</pubDate><dc:creator>Jeff Tyburski</dc:creator></item><item><title><![CDATA[A Formula for Success (literally, a formula)]]></title><description><![CDATA[Here is a formula to try to live by: Income - Savings - Needs = Wants This seemingly simple formula actually is saying a lot: - Save...]]></description><link>https://www.yourfinancialsherpa.com/post/a-formula-for-success-literally-a-formula</link><guid isPermaLink="false">603667fdcbde3b0017c3d7aa</guid><pubDate>Wed, 24 Feb 2021 15:05:22 GMT</pubDate><dc:creator>Jeff Tyburski</dc:creator></item><item><title><![CDATA["Dad, can you front me some money until I get paid?  Sorry, I did it again…I saved too much."]]></title><description><![CDATA[Today's 'fit' in overall framework:  Your Sherpa teams up with parents to help produce future-ready young adults.  First, we create a...]]></description><link>https://www.yourfinancialsherpa.com/post/dad-can-you-front-me-some-money-until-i-get-paid-sorry-i-did-it-again-i-saved-too-much</link><guid isPermaLink="false">6035091bc817ef001734be85</guid><pubDate>Tue, 23 Feb 2021 15:01:34 GMT</pubDate><dc:creator>Jeff Tyburski</dc:creator></item><item><title><![CDATA[What's your butter?]]></title><description><![CDATA[The big picture:  Your Sherpa teams up with parents to help produce future-ready young adults.  First, we create a sense of urgency over...]]></description><link>https://www.yourfinancialsherpa.com/post/what-s-your-butter</link><guid isPermaLink="false">6033a5707def510017851497</guid><pubDate>Mon, 22 Feb 2021 12:58:51 GMT</pubDate><dc:creator>Jeff Tyburski</dc:creator></item></channel></rss>